Like the law says, if an individual is able to pay for health coverage and does not, have to pay the equivalent of 2% of their annual income or $ 325 per adult for 2015 for each child who has coverage will pay $ 162.50. These values will increase each year.
Who qualifies for an exemption?
- According to the official website healthcare.gov, the following persons may request a waiver of “Pay shared responsibility”, or:
- If you have been uninsured for less than three months: for example, if your coverage ended two months before the end of 2014, but then renewed
- If the cheapest plan means more than 8,05% of their household income..
- If you do not pay taxes because it touches your income is very low.
- If you are a member of a federally recognized tribe or eligible for services through a provider of Health Services India.
- If you are a member of a ministry health care exchange officially recognized.
- If you are a member of a religious sect officially recognized, and that for religious reasons questions covering health insurance, social security and Medicare.
- If you are an inmate and does not expect any immediate resolution of his case to break free.
- If you are not legally in the United States.
- If you are going through any of the situations described below , you do not have to pay a fine:
- If you are homeless.
- If you were evicted in the last 6 months or face foreclosure.
- If you have received a disconnect notice from a utility – utility -. (Electricity or water, for example)
- If you were a victim of domestic violence recently.
- If he had recently lost a close relative.
- If your home was damaged considerably by fire, flood or other natural disaster or manmade.
- If you declared bankruptcy in the first last 6 months.
- If you can not pay your medical expenses in the last 24 months.
- If you have experienced an increase in the costs of health expenditures necessary for a family (due to illness, disability or old age).
If you are claiming a child as a dependent on your tax return and that child / she was denied Medicaid or CHIP, and someone must answer for the costs of child health. In this case, you do not have to pay the penalty for the child.
As a result of Appeal decision classification, you are eligible to enroll in a qualified health plan (QHP English) through the market, reducing costs in their monthly premiums or cost sharing reduced by a period of time that were not enrolled in a plan QHP through the market. If you do not qualify for Medicaid because their state coverage of Medicaid eligibility under the Law of Health Care is not extended.
How fine a waiver is requested?
There are different ways of processing a fee waiver for shared responsibility or a fine for not having insurance. And this depends on each situation, namely :. If you are applying for an exemption due to health coverage is greater than 8,05% of their annual household income, because you are a member of a health ministry shared care